What I got for Christmas 2017

Hi guys,

I have just uploaded my first video of the year!

In it I discuss and show you what I got for Christmas this year. I was extremely spoilt by all my amazing friends and family.

Please take a look, the link is below.

I will be aiming to get a video up once a week, on Sundays, and blog posts at least twice a week.

Much Love as Always,

Tk

xxx

Monzo

Rewind a few months ago, and Jack was raving about this pay as you go card he'd found run by a crowdfunded bank that his mate at work had told him about.

I was extremely skeptical, and also didn't really see the point in all honesty.

I had a bank account already, why did I need more cards clogging up my purse? Especially when I would have to move money over in order to use it, which seemed like a lot of extra hassle that I wasn't keen on.

Eventually he wore me down and I agreed to get one.

To start, you download the Monzo App, and fill in all of your personal details, as you can expect. You also need to send a 15 second video of yourself to confirm your indentity, which I was a bit skeptical about to start with but it's not as bad as it sounds. They confirm your video against pictures from your passport or driving license that you also send pictures of.

Once this is all sent off, you will then see a cute little gif of your card winging it's way to you.


The app shows you when you spend your money, as well as where and also splits your money into categories such as Shopping, Groceries, Eating out and more.
If required, you can change these if they have got it wrong, although I have never had to!

I had to admit defeat and accept that Jack was right, which is super difficult for me to say!

Recently, the company have upgraded many accounts from prepaid to current accounts. So we still have bright orange cards, but we can use them as we would with any other bank account.

The app is also new and improved, still categorising your spends, as well as having saving features called 'pots'.



You are able to name the pots whatever you like and move Money into them super quickly and easily.

We are also to pay for items together, by requesting a split monzo payment. (obviously only available with friends and family who also have Monzo cards)



I would definitely give Monzo 5 stars and if you haven't heard of them and want to know more now, click here for more information.

Any questions, just ask!

Much Love,

Tk,

xx

New Years Resolutions

So it's that time of year again where everyone comes together to celebrate the end of last year and the beginning of the new one.

I have never really enjoyed New Years Eve, but last night worked an event with Jack and my brother and had a surprisingly good evening!



I usually follow the crowd and make resolutions for the sake of it, as it seems to be something that everyone does.

You know, the usual, save more money, lose weight, give up drinking, blah blah blah.

This year I'm making my resolutions for me, and no one else. It's up to me to decide on them and to stick to them, as much as my friends and family can help me, it's down to me at the end of the day.

Hopefully this time next year, I can look back at this list, having ticked off as much as possible.

I'm going to do it in two parts, my resolutions -or rather, things I want to achieve, and then things I want to do.

• Lose weight - Healthily, not on some fad diet, with good food and exercise. I will be documenting my journey. Having started my journey this year, with my PT, I want to carry on but even more gung ho. 

• Go to bed earlier and get up earlier - I know this one sounds a bit strange, but I hate rushing around in the morning because I've snoozed the alarm too many times. So I want to take more time waking up without feeling like I have 5 minutes! This will also help with some of my other resolutions, making more of an effort with myself will help me feel better, plus I can get some more steps in int the am!

• Spend more time with Jack - We are both guilty for this, with long hours at jobs we love, when we get home, after housework and dinner, it's usually bedtime for both of us, but especially me! I want to make more of an effort for date nights, even if it is just having a meal at our dining table as if we were going out. Just making more of an effort!

• Blogging and Vlogging - I want to make a conscious effort to keep up to date with my blogging and also make sure I have consistent videos going up on my channel too. 

• Being Organised - This is mainly in relation to above - I want to plan everything out so I know what I'm doing. What I have going up on both channels, and what I am doing week to week.

• Learn more - This mainly applies to my new job, as I have so much more to learn. I am loving it, and can't wait to learn more. I also want to teach myself how to edit my videos better, as I love doing it but wish they looked a bit better! 

• Save more - We want to buy a house, and so we need to start saving more than we have been! This is part of our mission for 2018! We also want to travel to New York for my 30th Birthday in February 2019, so that is a big holiday for us to save for too. Very exciting even if it does mean I'm officially old!

• Look after myself more - I'm ridiculously bad at doing this. I am booking a dental appointment and opticians appointment in the New Year, as I haven't been for a couple of years which is really bad. Time to sort myself out!

• Say No more - This might sound like a strange one, but I'm a sucker for helping people out without thinking about myself. I don't mean I'm going to be miss negative, just saying no to some things every now and again so I don't knacker myself out physically and emotionally should help me out a bit more.

• Travel more - As much as I want to save as much money as possible, I also want to make more effort to see the world. I have so many places I want to see and now I don't work weekends, there is no reason why myself and Jack couldn't take off after work on a Friday and come back Sunday night to a bunch of European cities. 

• Do more for me - I want to take the time to pamper myself now and again, take my make up off properly, use skincare as I am now getting older! Drink more water, go to bed earlier, get rid of clothes that I don't wear anymore, read more books etc.

• Pretty Muddy - I really want to take part in a Race for Life Pretty Muddy event, I can't run for shit, but hopefully by doing more exercise will help me massively with this. Cancer charities are very close to my heart, so raising money for one of the biggest charities will be an amazing thing to do in 2018. 

• Give up Crisps - This is one I've added this morning. Jack has recently managed to give them up for a whole year and is now enjoying the tastes of his faves, so I've decided to take over from him for 2018. Wish me luck! 

I'm sure throughout the year I will come up with more, but these are my starting post.

Do you have any New Years Resolutions, if so, what are they?

Much Love,

Tk,

xx